RoadMap to Living on Dividends: Episode 36

Goal 3 | 🎯 $30.00 - Daily Coffee | ✅ 74.00% Complete

Author

Max Dividends
April 30, 2025

MaxDividends Mission: Helping & Supporting Everyone in Building a Growing Passive Income, Retiring Early, and Living Off Dividends.

Roadmap to Living on Dividends

Every week, in real time, we break down the progress anyone can make on the path to financial freedom. From the very beginning to the ultimate goal, step by step. These small wins along the journey lay the foundation for achieving your dream of early retirement and living off dividends.

Top Stuff is Going On Inside. Check Your Status & Upgrade to Paid to Join the movement.

Intro: We ❤️ Dividends - Reason #9

More Time for Family & Personal Goals

Spend more time with loved ones instead of working 40+ hours a week. Pursue hobbies, travel, and personal development without financial pressure.

The Best Time to Join MaxDividends Is Today – You Can’t Get Your Time Back.

MaxDividends Premium provides a wide range of easy-to-follow, ready-made investment strategies and advanced tools for every dividend investor.

For Dividend Beginners

Start with the Ready-to-Go MaxDividends Assistant to kickstart your passive income, retire early, and live off dividends.

For Experienced Dividend Investors

Gain access to a curated list of top dividend stocks for your own due diligence, weekly top ideas, and in-depth reports on the most undervalued and high-potential dividend companies.

For Everyone Dreaming of Living Off Dividends

Join the most passionate dividend community on Earth, get personal support from Max and the MaxDividends Team, and use powerful dividend tools to enhance your journey.

🔒 Exclusive insights are waiting inside. Check Your Paid Status & Upgrade to Premium.

Intro

Every week, by taking small steps forward, we give ourselves a huge advantage. A new income stream opens up new opportunities—passive, growing income through dividends.

Many investors forget that when you buy a stock, you’re investing in a real business—not just a ticker symbol. These companies have managers, employees, customers, equipment, and—most importantly—profits.

The best part of a dividend strategy is that it works in any market, offering a steady path to wealth no matter the conditions.

We created the Roadmap section to show you how, step by step, achieving success with small goals leads you to your big dream—living off dividends and retiring early.

Roadmap to Living Off Dividends

This is where we break it all down for you, showing how to turn the dream of living off dividends into reality. You’ll see that it’s totally achievable for anyone who follows these simple steps.

I’m here to guide you on exactly where to start with MaxDividends. We’ll walk through the process together, step by step.

In the Roadmap to Living Off Dividends section, we’ve transformed the dream into a practical plan you can follow. Every path to financial freedom begins with:

  • ✅ Choosing Your Strategy

  • ✅ Setting and Sticking to the Plan (Tools, Community, Support)

When I was younger, I dreamed of a community of like-minded people—just like the MaxDividends community.

Now, we have powerful yet simple tools for building reliable income, a strong community, exciting dividend ideas, and the MaxDividends App for managing and tracking results. Being part of this movement isn’t just smart—it’s an honor.

From the very start to the ultimate goal, step by step. These small wins along the way lay the foundation for reaching financial freedom, retiring early, and living off dividends.

So, let’s dive into this week’s results!

MaxDividends App Strategy in Practice for Everyone

New Week

Alright, let’s get started! Here’s a small list of common daily expenses. We’ve based it on our preferences, but yours might be a little different.

Monthly Expenses - Goals

  • ✅ $18.00 – Monthly electricity bill – Completed in 7 weeks!

  • ✅ $25.00 – Monthly gym membership – Completed in 13 weeks!

  • 🎯 $30.00 – Daily coffee (to-go or at a café) – 74.00% complete

  • $32.00 – Monthly mobile bill

RoadMap Portfolio Balance for Today

Dividends & Expenses Annually as of Today. Week to → Week

  • $766.96 → $783.08 | Dividends Today Month to → Month

  • $216.00 | ✅ Electricity Bill Annually (fully paid with dividends for now)

  • $300.00 | ✅ Gym Membership (fully paid with dividends for now)

  • $360.00 | 🎯 $30.00 - Daily Coffee (✅ 69.00% → 74.00% complete)

By investing in strong stocks that frequently increase their dividend rates, we enjoy the power of dividend compounding.

Do you see that amazing magic?

Experienced dividend income investors know exactly what I mean.

The MaxDividends App: Growing Passive Income Over Time. Steady, Directly on the Path to Living Off Dividends.

Your Passive Income with MaxDividends Always Goes Up

Not only do we receive higher dividend income as the years pass, but we also see an increase in stock prices because the asset generating the income (the stock) becomes more valuable as the income it produces grows.

Dividends will eventually cover your living expenses. Without dividends, you're simply hoping for the stock price to rise, but hope alone won’t pay your living expenses—only dividends can do that.

Over time, and with patience, we create a dividend snowball effect.

The MaxDividends App - Alpha Version. Roadmap to Living Off Dividends Portfolio. Week 36. Screenshot. Growing Passive Income Over Time. Steady, Directly on the Path to Living Off Dividends.

What We Invested: Week 36

Easy-Peasy with MaxDividends App $500 weekly

  • Today's investment: ~ $442.64

  • Total Invested: ~ $18,540.36

  • Portfolio Dividend Yield On Cost: ~ 4.23%

  • Current Dividends: ~ $766.96 → $783.08 

$ 442.64 / 500.00

Texas Instruments Incorp | Shares: 2 Price: 147.81

Nexstar Media Group | Shares: 1 Price: 147.02

Dividend Hikes Q2

  • Genuine Parts Company hiked its dividend payments by +3.00%

  • T Row Price increased its dividend payments by +2.40%

The MaxDividends App – Alpha Version. Roadmap to Living Off Dividends Portfolio. Week 36 Screenshot.

We've listed our expenses from smallest to largest to make it easier to get started. In the Roadmap to Living Off Dividends section on MaxDividends, we've turned the dream into a practical, step-by-step plan you can follow.

The MaxDividends App – Alpha Version. Roadmap to Living Off Dividends Portfolio. Week 36 Screenshot. Track Your Results, Explore New Ideas, and Build a Strong Dividend Portfolio.

In the upcoming emails, we'll continue sharing how joining MaxDividends makes it easy to start building your passive income from scratch—helping you retire early and live off dividends.

RoadMap Portfolio: How It Works

For the Roadmap to Living Off Dividends, I use the MaxDividends Assistant as my guide. With its help, I follow the MaxDividends strategy to start building passive income.

We’ve automated a time-tested strategy for investing in dividend growth stocks. You invest in reliable companies that have consistently increased their dividends for at least 15 consecutive years—and here’s the secret sauce: these companies deliver strong performance and have historically maintained a solid, secure financial balance.

You have a reliable strategy for growing your passive dividend income, with clear buy and sell rules. Now, you’re in control of your future, becoming wealthier and more confident every day.

Each new day brings you closer to our shared goal—retiring early and living off dividends while your passive income continues to grow.

You own the world’s best companies and have the power to decide which ones deserve your investments. At the same time, your choices are securely backed by time-tested rules for building growing passive dividend income.

At MaxDividends, we’ve automated the routine work so you can enjoy the process of managing your wealth—one that continuously grows for you and the future legacy of your children.

***

Once you subscribe to MaxDividends Premium, you’ll get access to the MaxDividends App and MaxDividends Assistant.

Simply download the app or register online using the special link you’ll receive right after upgrading to Premium. And just like that—you’re on your way.

These are my first steps, and I want to make sure I’m doing it right. Later, if I choose to, I can research stocks on my own, add them to my portfolio, and let the assistant handle certain tasks—or not use it at all.

For now, I simply enter my investment details and click "Next." The MaxDividends Assistant generates a list of dividend ideas for me to invest in, and that's where my journey begins.

Now, all that's left is to purchase those stocks through my broker. This is how MaxDividends works: no worries about price fluctuations, no concerns about stock market noise.

What Else Can the MaxDividends App Help With?

  • Dividend Portfolio Tracker: Take control of all aspects of your passive income.

  • Up-to-Date Lists of Dividend Eagles and Top Dividend Companies

  • Dividend Portfolio from Scratch: Build your own dividend machine based on superior, solid ideas.

  • Dividend Screener: Discover your own hidden gems.

  • Dividend Checker: Check the financial and dividend scores of 19,000+ companies worldwide.

How to Get Started?

No matter where you're starting from, you only need two things:

1) Upgrade to Paid – Get full access and support, ask questions, and connect with people who have already retired early and are living off dividends.

2) Get access (included in Paid) to the MaxDividends App – This is the tool that MaxDividends Paid Members use as a one-stop shop to build, manage, and track their passive income portfolios. No worries about market noise or price swings.

You will gain access to the app immediately after upgrading to Paid.

+Premium Access to the MaxDividends Newsletter, Community Chat, Top Ideas, and Insights from Dividend Gurus.

Conclusion

This is just one possible way to build your passive income. MaxDividends Premium offers a wide range of pre-made solutions and comprehensive tools for every dividend investor, no matter your experience level.

For Dividend Beginners

Start with the Ready-to-Go MaxDividends Assistant to kickstart your passive income, retire early, and live off dividends.

For Experienced Dividend Investors

Gain access to a curated list of top dividend stocks for your own due diligence, weekly top ideas, and in-depth reports on the most undervalued and high-potential dividend companies.

For Everyone Dreaming of Living Off Dividends

Join the most passionate dividend community on Earth, get personal support from Max and the MaxDividends Team, and use powerful dividend tools to enhance your journey.

🔒 Exclusive insights are waiting inside. Check Your Paid Status & Upgrade to Premium.

MaxDividends Idea

Retire Early and Live Off Dividends. $12,000 monthly for 120 months. No one wants to work forever. Make sense? Don’t hesitate to message me with any question.

⭐️ ⭐️⭐️⭐️⭐️

MaxDividends is a Bestseller on Substack!

Hundreds of premium members have already discovered the benefits of the community and app, earning passive income through dividends with MaxDividends. Their passive income keeps growing!

MaxDividends Community: What ELSE You’ll Get Here

+ Access to full list of Top Dividend Stocks updated weekly. Boost your passive income for living off dividends.

Unlock Top-notch dividend growth investment ideas and insights, handpicked to help you crush your financial goals, retire early and live off dividends.

Ready-to-go step by step weekly guide to achieving financial freedom.

Grab ready-made MaxDividends stock sets starting at $300, $500, or $1000 each week.

My personal MaxDividends portfolios and short list with all the changes and updates weekly.

Comprehensive tools to help you on the way retire early and live off dividends.

  • Community Like-Minded Access

Stay in touch with me and other MaxDividends followers. MaxDividends community chat of like-minded who wants to live off dividends and retire early. Discuss ideas, share insights, build plans and set goals. Support, motivation, like-minded - all in!

My personal life & business column where I share life moments, insights on stock investing, long-term investment philosophy, and intriguing thoughts to benefit you.

🟢 What ELSE You’ll Get

Top Dividend Ideas

Unlock exclusive, high-quality dividend investment ideas available only for Premium members. These ideas are carefully curated to maximize returns, provide growing income, and accelerate your journey to financial freedom and early retirement.

By upgrading to Premium, you’ll gain access to:

  • Advanced stock recommendations tailored for dividend growth

  • In-depth research on high-yield dividend stocks with strong growth potential

  • Exclusive updates and insider insights to stay ahead of the curve

Undervalued Dividend Lists

With Premium access, you’ll get:

  • Undervalued Dividend Eagles (updated monthly)

  • Undervalued Dividend Kings (updated monthly)

  • Undervalued Dividend Aristocrats (updated monthly)

These lists highlight the most promising undervalued dividend stocks with strong growth potential, helping you maximize returns on your investment.

Dividend Insights

Gain exclusive insights:

  • Top 5 MaxDividends Ideas of the Month

  • Top 3 Most Promising Dividend Ideas of the Week

  • List of Dangerous Dividend Stocks (updated monthly) – avoid risky picks

These carefully researched ideas will guide you in making smart, informed decisions to build wealth with dividends.

🟢 And even MORE!

Unlock the best dividend tools available, created by the MaxDividends Team:

  • Dividend Screener: Find your own hidden gems—uncover undervalued dividend stocks with high growth potential.

  • Dividend Portfolio Tracker: Keep track of every aspect of your passive income and optimize your portfolio.

  • Dividend Checker: Check the financial and dividend score of 19,000+ companies worldwide to make data-driven choices.

MaxDividends Premium gives you all the tools you need to build, track, and grow your passive dividend income to retire early and live off dividends.

Trusted by 43,000+ subscribers. Followed by 37,500+ dedicated readers

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MaxDividends Mission

Helping & Supporting Everyone in Building a Growing Passive Income, Retiring Early, and Living Off Dividends.

FAQ

Someone's sitting in the shade today because someone planted a tree a long time ago. ― Warren Buffett.