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My High Yield Dividend Growth Story. $12,000 Monthly for 120 Months
Serhio MaxDividends
May 25, 2025
No one wants to work forever, and the question of financial security becomes more pressing. Can we really count on enjoying life after retiring, without having to find another job just to make ends meet?
My High Yield Dividend Growth Story
Retire Early and Live Off Dividends. $12,000 Monthly for 120 Months
Hey, I’m Max — great to meet you. I’m a business owner, a dad of three, and I invest in U.S. stocks to build long-term wealth.
I focus on high-yield dividend growth stocks with one clear goal: to live off dividends and retire early — without sacrificing lifestyle.
This little guide breaks down exactly how I invest and the strategy I personally follow step-by-step.
⭐️ The 5 Timeless Rules of Dividend Investing
📚 How to Build Growing Passive Income, Live Off Dividends, Retire Early and Leave a Legacy 📚
Most of us start thinking seriously about passive income once we realize we’re not in our twenties anymore. For me, that moment hit around 35. I knew I didn’t want to run a business forever—I’ve got other goals and passions I want to pursue too.
I’ve always enjoyed writing, blogging, and just sharing what I’ve learned along the way. These days, my biggest personal goal is to retire before I hit 50.
About ten years ago, I started out investing in growth stocks. Over time, those investments—along with the money I’d saved—helped me build a solid foundation.
In the beginning, I was all-in on growth. But lately, especially over the past few months, I’ve been shifting my focus to high-yield dividend growth stocks. That’s where I see the path to steady cash flow and long-term freedom.
❤️ My Family ❤️
At this point in my life, steady and growing passive income matters more to me than hoping stock prices go up someday—because my plan is to actually live off those dividends.
🙏 The way I see it, if we want to focus on what really matters—family, freedom, doing what we love—we’ve got to stop stressing over everyday expenses. For me, the answer was building a reliable stream of income through dividend-paying stocks.
I created the MaxDividends Strategy to help make that happen. It’s the exact approach I use to find high-yield, dividend-growing stocks that can fund early retirement. Now I’m sharing my process, step by step, for anyone who wants to follow the same path and build a life powered by dividends.
MaxDividends Strategy
I keep things simple. My strategy is time-tested, and I’m confident it’ll get me—and anyone who follows it—to the finish line.
The core idea? Invest in solid, dependable businesses that raise their dividends every single year. That means more cash hitting my account year after year. Sounds good, right? It is.
On top of that, my team and I follow a five-step formula we’ve developed to find companies built to stand the test of time.
That gives us a powerful one-two punch: a growing stream of reliable passive income now, and long-term growth that can help build real wealth for the next generation.
My Passive Income Always Grows
Whether I keep investing or not, my dividends keep coming in. That’s real income I can count on. Stock price growth? That’s just potential income.
Out for a walk with my kids? My dividends are still growing. Oil prices bouncing around and you’re sitting on the sidelines? My income just went up again.
The Magic of Dividend Income: Steady, Stress-Free, and It Works
My Current Monthly Dividend Income
Every month, every week, every day—whether I’m sleeping, eating, taking a shower, out for a walk, or even writing this post—my income keeps growing. Tick-tock.
Just last week, my dividend income went up four different times. Not bad, right? Actually, it’s pretty awesome. Feels great. Snap your fingers—and boom, more dollars show up in my account.
This style of investing? I genuinely love it.
My Today: I’ve Already Started Living Off Dividends
At 40, I’m already living off dividends. The passive income I get from my dividend stocks covers my daily expenses—and it keeps growing month after month.
That’s all thanks to the MaxDividends Strategy I follow. It works—and it’s changed the game for me.
My Passive Income with MaxDividends Strategy Always Goes Up
I’m the guy behind the MaxDividends Strategy, and my focus is simple—investing in high-yield, dividend-growing stocks. The goal?
Build a steady, reliable income stream that lets me live off dividends and retire early. It’s all about freedom, not just numbers.
I share my journey and step-by-step methodology to help others achieve the same ultimate goal: financial freedom. Over time, and with patience, we create a dividend snowball effect.
Want to Do the Same?
At MaxDividends, we focus on a dividend growth strategy. It’s a great fit for investors who want capital appreciation, a decent level of safety, and growing income.
Dividend strategy has been proven to beat the broader market over time, provided the stocks selected can withstand threats from competition and economic recessions.
The only one who cares about your wealth is you. This is your money, your future, and your life. Your passive income is a result of your efforts, and it’s a reflection of your success.
In MaxDividends Community we follow our time-tested strategy for tapping into overlooked dividend plays that can make your portfolio more resistant to recessions and other market panics and pack on consistent gains for years to come.
MaxDividends Community
With MaxDividends Community you’ll always be part of a winning team and stop viewing the future as an uncertainty. Worry will fade, replaced by confidence and peace of mind. You’ll focus on doing what you love while your passive income continues to grow.
Choosing a strong environment is the key to achieving outstanding results. If you surround yourself with people who dream bigger than you, you increase your chances of reaching greater heights. Surround yourself only with those who will support you on your path to success.
Ready to Give It a Try?
Check Your Subsription Status & Upgrade to Premium.
If you have any questions, feel free to email me at: [email protected]
⭐️⭐️⭐️⭐️⭐️
MaxDividends is a Bestseller on Substack!
Hundreds of premium members have already discovered the benefits of the community and app, earning passive income through dividends with MaxDividends. Their passive income keeps growing!
MaxDividends Community: What ELSE You’ll Get Here
+ Access to full list of Top Dividend Stocks updated weekly. Boost your passive income for living off dividends.
Unlock Top-notch dividend growth investment ideas and insights, handpicked to help you crush your financial goals, retire early and live off dividends.
Ready-to-go step by step weekly guide to achieving financial freedom.
Grab ready-made MaxDividends stock sets starting at $300, $500, or $1000 each week.
My personal MaxDividends portfolios and short list with all the changes and updates weekly.
Comprehensive tools to help you on the way retire early and live off dividends.
Community Like-Minded Access
Stay in touch with me and other MaxDividends followers. MaxDividends community chat of like-minded who wants to live off dividends and retire early. Discuss ideas, share insights, build plans and set goals. Support, motivation, like-minded - all in!
My personal life & business column where I share life moments, insights on stock investing, long-term investment philosophy, and intriguing thoughts to benefit you.
🟢 What ELSE You’ll Get
Top Dividend Ideas
Unlock exclusive, high-quality dividend investment ideas available only for Premium members. These ideas are carefully curated to maximize returns, provide growing income, and accelerate your journey to financial freedom and early retirement.
By upgrading to Premium, you’ll gain access to:
Advanced stock recommendations tailored for dividend growth
In-depth research on high-yield dividend stocks with strong growth potential
Exclusive updates and insider insights to stay ahead of the curve
Undervalued Dividend Lists
With Premium access, you’ll get:
Undervalued Dividend Eagles (updated monthly)
Undervalued Dividend Kings (updated monthly)
Undervalued Dividend Aristocrats (updated monthly)
These lists highlight the most promising undervalued dividend stocks with strong growth potential, helping you maximize returns on your investment.
Dividend Insights
Gain exclusive insights:
Top 5 MaxDividends Ideas of the Month
Top 3 Most Promising Dividend Ideas of the Week
List of Dangerous Dividend Stocks (updated monthly) – avoid risky picks
These carefully researched ideas will guide you in making smart, informed decisions to build wealth with dividends.
🟢 And even MORE!
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Dividend Screener: Find your own hidden gems—uncover undervalued dividend stocks with high growth potential.
Dividend Portfolio Tracker: Keep track of every aspect of your passive income and optimize your portfolio.
Dividend Checker: Check the financial and dividend score of 19,000+ companies worldwide to make data-driven choices.
MaxDividends Premium gives you all the tools you need to build, track, and grow your passive dividend income to retire early and live off dividends.
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Helping & Supporting Everyone in Building a Growing Passive Income, Retiring Early, and Living Off Dividends.
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